Changelog

1.3.0 (2026-08-15)

Discord logging, rebuilt. Six categories (transactions, security, invoices, credit, accounts, admin), each able to post to its own channel with its own detail level. Configured in server-config.lua, which never reaches players. See Configuration.
Busy categories batch into fewer, denser messages so a full server does not flood a channel or trip Discord's limits. Critical alerts skip the queue and can ping a role.
Shared account membership changes are recorded. Adding, changing and removing a member previously left no trace anywhere, and removals could not be recovered.
Auto-payment now warns the receiver before it takes the money.
New exports LogBankEvent and GetLogStatus, plus a nx_realbanking:server:bankEvent server event, so your own resources can write to the same log or react to bank activity. See Exports.

Withdrawal and deposit fees never actually charged. Both work now and ship disabled, so your economy does not change when you update. Turn them on when you want them.
Paying every invoice at once sent one Discord message per invoice. It now sends one summary.
The overdue invoice notification never reached players.
Fourteen settings did nothing when changed, including the PIN strength rules, the anti-cheat toggles, the bank keybind and the master ATM volume. Each one now works or has been removed.
Turning a feature off now hides it. Disabling credit cards removes the Credit tab and the ATM's credit option instead of leaving buttons that fail.

Billing from the target menu is off by default. It previously put a billing option on every player in the world. The bank app's Send Invoice tab is unaffected.
Config.Sounds.volume now controls the whole ATM mix and can mute it.

Ten languages. The ATM screen and the bank app are translated too, not just notifications and target labels. Set Config.Locale to 'en', 'fi', 'de', 'fr', 'pt-br', 'es', 'tr', 'nl', 'it', or 'pl'.
Remote banking exports: OnlineTransfer, OnlineCreateAccount, OnlineCloseAccount, OnlineAddMember, OnlineTransferOwnership, and OnlineApplyCreditCard. These are server-only and skip the ATM distance check. Every other guard still runs. See Exports.

Config.Locale values are now matched case-insensitively and accept either separator, so 'PT-BR' and 'pt_br' behave like 'pt-br'. Previously the UI and the notifications could disagree on the active language.
A missing translation falls back to English instead of printing the raw string id.

Keyboard PIN entry at the 3D ATM. Type your PIN on the keyboard. The IK hand glides to each key as you type.
Per-card daily spending limit. Cap how much can be charged on a card per day. The bank app shows a live Spent Today gauge and an inline editor next to Freeze and Report Stolen.
Tier roadmap card in the bank app. Standard, Gold, and Black shown side by side with current, next, and locked states.
Per-card utilization breakdown bars under the aggregate utilization gauge.
Config.Inventory.useOxInventoryForCash and Config.Inventory.moneyItem. Use any ox_inventory item as the cash currency, bypassing the framework's AddMoney and RemoveMoney calls.

MariaDB compatibility. Installs cleanly on MariaDB 10.2+ and MySQL 5.7+. Existing PIN hashes verify unchanged.
Single SQL install file. sql/schema.sql and sql/invoices_schema.sql are merged into sql/install.sql. Existing installs are untouched. Re-running is safe.
Credit tab redesign in the bank app. Reordered layout with a summary bar, Card Overview, Payments grid, and a new 3D credit card visual.
Statements polish. Layered glass, promoted chevron, refined hierarchy.
Member views show character names instead of citizen IDs across contributions, limit usage, member lists, and activity events.
Credit score is now computed live from config so the factor breakdown always sums to the headline.
Adaptive ATM polling. Quieter at distance, snappier up close.
Sessions counter on the Security tab now counts authenticated sessions correctly.
QBox bank linkage hardening.

Initial documentation.